Customer experience
Present the palm, verify identity, apply policy and complete the authorized payment flow.
PALM PAYMENT PLATFORM
Palm payment that connects identity, value and loyalty
Trusted PalmPay turns a protected palm credential into a governed checkout experience while preserving clear boundaries between identity, money, merchant operations and customer consent.
01
What PalmPay changes
PalmPay removes repeated app/card handling at the point of sale after controlled enrollment.
Merchant operations
Receive order-bound results, receipts, loyalty events and reconciliation data.
Bank ecosystem
Extend trusted touchpoints beyond the app and connect prepaid value to Open Banking rails.
02
Payment transaction flow
Every payment carries merchant, order, terminal, amount, customer and policy context.
Create request
POS/ECR creates an immutable order and authorized amount.
Authenticate
Palm identification or 1:1 authentication returns a policy decision.
Authorize value
Ledger checks balance, holds or debits value and records state.
Complete evidence
Result, receipt, loyalty and audit events are emitted with correlation.
03
Controlled adoption
Start where transaction frequency and operational control make evidence easy to measure.
PoC scope
1-3 locations, controlled users, defined fallback and clear KPI.
Pilot
Expand devices, stores, support, reconciliation and loyalty rules.
Rollout
Scale by merchant chain, bank ecosystem and approved partners.
MOBILE-ID
Contact Mobile-IDPlan a measurable PalmPay PoC
Align the business case, identity path, terminal mode, bank integration, security controls and acceptance metrics with Mobile-ID.